Licensed Private Investigators are an excellent resource for Attorneys, and even Non-Lawyers for the purposes of performing the following limited tasks: (i) operating background inspections, (ii) pulling your credit file, (iii) researching and following the activities of a person or corporation, and/or (iv) activities similar to what a Police Officer would do.

The conventional price for any Private Investigator is $35.00 -$50.00 per hour, depending on experience and the complexity of the issues involved. To become a Private Investigator usually requires no formal education and a few hours on the weekend to get your license.

Under the Federal Rules of Evidence Rule 702, entitled 'Testimony by Experts'

If scientific, technical, or other specialized knowledge will assist the trier of fact to understand the evidence or to determine a fact in issue, a witness qualified as an expert by knowledge, skill, experience, training, or education, may testify thereto in the form of an opinion or otherwise, if (1) the testimony is based upon sufficient facts or data, (2) the testimony is the product of reliable principles and methods, and (3) the witness has applied the principles and methods reliably to the facts of the case. (See Daubert at Endnote below) i

I. Is a private investigator qualified as an expert by specialized knowledge, skill, experience, training or education?

NO. A Mortgage Securitization Audit and/or a Forensic Loan Audit Report is a very highly technical and specialized report relating to Public Record Data, Securities, Mortgages, and both State and Federal Laws. Someone without an Executive Level Education (i.e. Law Degree) (i.e. Securities License) would not have the requisite skill to perform this advanced research, and certainly would not be allowed to educate judges and lawyers on these topics in a court of law, as required under the Admission of Evidence Standards in Federal or State Court.

III. What is the service offerred by CFLA and is it reputable?

CFLA has pioneered research and development of the Mortgage Securitization Audit and Full Bloomberg Securitization Audit, utilizing ABS NET and the Bloomberg Terminal. This cutting edge service includes (1) Identification of the Trust Vehicles claiming ownership of your mortgage through the Securities & Exchange Commission (S.E.C.), (2) Full Screenshots of the Identified Trust showing active trading data, loan modification data, remics, whether it has been sol, how many times, whether credit default swap insurance has been purchased and by whom, (3) a Full Chain of Title Analysis C.O.T.A., (4) Full Robosigner Analysis, (5) FRAUD Analysis, (6) Analysis of the Assignments and Transfers, (7) All publicly Recorded Documents, (8) Copy of the Pooling & Servicing Agreement (PSA) and/or Prospectus Supplement, and (9) A Court Ready Expert Witness Affidavit attesting to the finding of fact; this full 9 Point Audit Report is the most advanced Audit Report on Residential Mortgages in Existence, and brought to you by the Founders of this Industry, Attorney Owned & Operated, and A+ Rated with the Better Business Bureau.

—CFLA Editor

SEE http://www.cfla.com

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