If you’re in the process of buying a home, you may be wondering if you need title insurance. The answer is yes. Title insurance protects both buyers and lenders from financial loss due to any issues that arise from defects in the title or ownership of the property being purchased. It also helps protect against fraud and forgery on documents related to the sale of a home, such as deeds and mortgages.

When you purchase title insurance, it will cover your legal fees if there are any disputes over ownership of your new home. It will also provide coverage if there are liens placed on your house by unpaid taxes or contractors who have worked on it prior to your purchase but haven’t been paid yet. In some cases, it can even provide coverage if someone else claims they have an interest in the property that predates yours. Title insurance is usually provided by a third-party company that specializes in researching titles and verifying that there are no problems with them before closing on a sale. This helps ensure that all parties involved can move forward without worrying about unforeseen problems arising later down the road.

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