Mendham, NJ, 30-April-2012 - MoneySmart is pleased to announce that they help South Africans create a personal budget, probably the single most important financial management tool. Most people have no idea where all of their money goes. They also do not realize how much they spend on items they really do not need. Creating a budget helps to track spending and eliminate a lot of the unnecessary items.Once one learns exactly how his/her money is being spent, it becomes possible to sort expenses and make a plan that will allow one to save money for retirement, college tuition, or whatever other financial goals he/she has in mind. The personal budget is the tool that makes this possible. Once completed, one can look at it and see when each bill is due, when income is expected, and how much can be allotted to each expense. Then one can plan how to live within these limits by eliminating nonessential things.
For more information about making a personal budget and why it is the most important financial management tool, interested South Africans are encouraged to visit https://moneysmart.co.za/budget/. Members of the press and/or other interested parties may obtain more information about this firm and/or the content of this press release by contacting the following:
Susan Smith
Public Relations
Justin Harrison Marketing
PO Box 311
Mendham, NJ, USA 07945
Phone: + 00 1 973 531 4982
Fax: + 00 1 973 543 5683
Email: pr@justinharrisonmarketing.com